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IRS Issues Inflation-Adjusted HSA Amounts for 2018

The Internal Revenue Service (IRS) has issued the 2018 Inflation Adjusted Amounts for Health Savings Accounts (HSAs) paired with high-deductible health plans (HDHPs). The new adjusted numbers are as follows:


2018 Numbers for HSA/HDHP Arrangements

Effective for the 2018 calendar year:


The annual contribution limit for HSA arrangements will be:

  • $3,450 for self-only coverage ($50 more than 2017)

  • $6,900 for family coverage ($150 more than 2017)

The minimum deductible for HSA/HDHP arrangements will be:

  • $1,350 for self-only coverage ($50 more than 2017)

  • $2,700 for family coverage ($100 more than 2017)

The out-of-pocket maximum for HSA/HDHP arrangements will be:

  • $6,650 for self-only coverage ($100 more than 2017)

  • $13,300 for family coverage ($200 more than 2017)

The annual limit on HSA catch-up contributions, for individuals age 55 and older, remains $1,000. We wanted to share this information as soon as possible so employers and plan sponsors can begin to plan accordingly.


Please contact your Conner Strong & Buckelew account representative toll free at 1-877-861-3220 with any questions.

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